No matter how much we like to believe that humanity has evolved and that we can control the things around us, one thing is for sure: we will never know exactly what will happen in the future. Not in the near one, much less in the far one.
Because of this and to have the guarantee that in case something unpleasant happens, the so-called insurances were invented .
Thanks to these insurances offered by various specialized companies, the risks generated by natural disasters, accidents, thefts, robberies and so on are taken over by the respective companies.
Thus, for a sum of money, customers, whether individuals or legal entities, are sheltered from problems caused by various accidents or incidents, regardless of their nature, if they are stipulated by an insurance contract.
Through it, the insurance company undertakes to compensate the insured for any losses that he may suffer as a result of actions beyond his control, in exchange for an amount received at a certain time.
Make sure for a safer life
If you do not want to be careful whenever you step out of the house, it would be best to take out insurance. Depending on your needs, they can be of several types, namely:
Fortunately, there are currently many companies in our country specializing in such products. Their offers are very flexible, being able to adapt to all your needs.
Use our articles to find out the differences and advantages of different insurance policies, but also more details about how they work.
At the same time, as we manage to conclude partnerships with dedicated companies, we hope to be able to add to this page an insurance computer , through which you can compare the existing offers on the market.
Life insurance - the main risk covered is death or disability, and in the event of an unwanted event, the insurance company will indemnify both us (if there is a risk of loss of work capacity) and members our family (in case of death).
Car insurance - compulsory car insurance (those MTPL insurance) insures other road users against any damage we may cause.
CASCO Insurance - CASCO is optional car insurance, which also protects your vehicle against accidents, whether they were caused by you or someone else, but also against theft.
Home insurance - home can be the most valuable possession a person has, and home insurance will protect it against natural phenomena, such as fires, floods, but also anthropogenic ones, such as theft or vandalism.
Travel insurance - often, when we go on vacation, we do not think that something bad can happen. However, if we suffer an accident, we will wake up with some incredibly high bills, generated by medical interventions. To reduce this risk, travel insurance would be very helpful.
Because of this and to have the guarantee that in case something unpleasant happens, the so-called insurances were invented .
Thanks to these insurances offered by various specialized companies, the risks generated by natural disasters, accidents, thefts, robberies and so on are taken over by the respective companies.
Thus, for a sum of money, customers, whether individuals or legal entities, are sheltered from problems caused by various accidents or incidents, regardless of their nature, if they are stipulated by an insurance contract.
Definition insurance
From a technical point of view, an insurance is defined as a financial operation that arises thanks to an insurance contract or an obligation provided by law.Through it, the insurance company undertakes to compensate the insured for any losses that he may suffer as a result of actions beyond his control, in exchange for an amount received at a certain time.
Make sure for a safer life
If you do not want to be careful whenever you step out of the house, it would be best to take out insurance. Depending on your needs, they can be of several types, namely:
- Auto ensurance
- Life insurance
- Health insurance
- Travel insurance
- PAD insurance
Fortunately, there are currently many companies in our country specializing in such products. Their offers are very flexible, being able to adapt to all your needs.
Use our articles to find out the differences and advantages of different insurance policies, but also more details about how they work.
At the same time, as we manage to conclude partnerships with dedicated companies, we hope to be able to add to this page an insurance computer , through which you can compare the existing offers on the market.
Ensure important things
Nowadays, you can find insurance for almost anything. Here are just some of the most sought after examples by Romanians:Life insurance - the main risk covered is death or disability, and in the event of an unwanted event, the insurance company will indemnify both us (if there is a risk of loss of work capacity) and members our family (in case of death).
Car insurance - compulsory car insurance (those MTPL insurance) insures other road users against any damage we may cause.
CASCO Insurance - CASCO is optional car insurance, which also protects your vehicle against accidents, whether they were caused by you or someone else, but also against theft.
Home insurance - home can be the most valuable possession a person has, and home insurance will protect it against natural phenomena, such as fires, floods, but also anthropogenic ones, such as theft or vandalism.
Travel insurance - often, when we go on vacation, we do not think that something bad can happen. However, if we suffer an accident, we will wake up with some incredibly high bills, generated by medical interventions. To reduce this risk, travel insurance would be very helpful.
Before choosing an insurance
- Think about the type of insurance you need and always read the contractual terms before signing
- Compare insurance to make sure you choose the best price options. Many companies will have an insurance computer, so you will know from the start what the amounts you will have to pay will be.
- Avoid double insurance , which could compromise your compensation. For example, a CASCO insurance may come with travel insurance. So when you decide to visit a foreign country, it will not make sense to take out another travel insurance.
- Start with an advantage before asking for an insurance quote. For example, if you have previously installed a home monitoring service and a smoke sensor, then the price for a home insurance policy will be lower.
- The most important tip - make sure you make sure when all is well. If you have an accident first and only then you think it would have been nice to have a CASCO policy, then it may be too late.